Background

Our Role

We have specially tailored services and products designed to benefit our members and affiliates, who are drawn from the cooperative movement in Kenya.

Some of the products and services we offer SACCOs in Kenya include:

•  Spokesmanship and Advocacy
•  Representation
•  Promotion of SACCO Societies
•  Risk Management Services
•  Central Finance Fund
•  Education and Training
•  Consultancy and Compliance
•  Corporate Affairs and Marketing
•  KUSCCO Housing Fund
•  Sacco Star Magazine

The SACCO Movement in Kenya

The SACCO movement in Kenya is billed as the largest in Africa and among the top 10 globally. With over Ksh 230 billion in assets and a savings portfolio estimated at Ksh 190 billion, the SACCO movement in Kenya constitutes a significant proportion, about 20 per cent, of the country’s domestic savings. SACCOs have thus become a vital component of Kenya’s economic and social development.

Challenges Facing Savings and Credit Cooperatives in Kenya

Despite the fundamental socio-economic role of SACCOs in Kenya, most of the savings and credit cooperatives are faced with a number of challenges, such as:

• Traditional Products
• Leadership and Governance Issues
• Capitalisation
• Taxation
• Information and Communications Technology
• Regulation and Supervision
• Developing Competitive Business Models
• Demand for Loans
• Non-Remittance of Fees by Members
• HIV/AIDS
• Outreach

We were registered in 1973 to address these problems and lobby relevant authorities and economic sectors to create a conducive environment in which SACCOs and their businesses can prosper.

The KUSCCO Structure

Our operations are run through 5 regional offices and 9 branches throughout Kenya. The regional offices are located in:

1. Nairobi – Nairobi Region
2. Kisumu – Western Region
3. Nakuru – Rift Valley Region
4. Mombasa – Coast Region
5. Embu – Mt. Kenya Region

The branches are located in Eldoret, Kisii, Kakamega, Athi River, Nyeri, Meru, Thika, Kericho and Malindi

Delegates

As a national organisation, our supreme authority is vested in the delegates who are drawn from all the regions in Kenya. Currently, we have 160 delegates drawn from all the counties in Kenya.